I applied for a loan and the next day I got a call from a, so called, Susan Collins who acted as my loan rep. She then told me I needed to send a money order in minutes to the private lender, who supposedly was funding my loan, to a Donna Randall in Miami, Florida. I sent $1343.82 plus it cost me $126.00 for the service. I did not receive my loan so I called and got a hold of a, so called, Larry Parker who then told me that I needed to purchase the insurance plan. A red flag went up and I told him that I didn\'t think this was a lagitimate business and at that time he was convincing that it was a lagitimate business. I told him on the spot that I wanted my money back and at that point he went on and on about how it would take 14 days for them to get a bonded person with a certified check to come out to my house and I would have to be there to sign for it. He promised me that if I purchased the insurance that my loan money would be in my account within 6 to 12 hours. After telling this Larry Parker guy that I didn\'t have another $1616.90 he told me he would contact my, so called, private lender and see what he could do. He did not call me back as he promissed he would so I called him and he said the private, so called, lender would accept $1000,00. He wanted me to send this money to the, so called, lender Donna Randall which threw another red flag because the insurance was through Heart Fort Solutions. Because of the idiot I am I managed to scrounge up $1000.00. I then called to get the money send info and got a hold of the, so called, Larry Parker. So like an idiot I sent the $1000.00 to the, so called, private lender Donna Randall and paid $86.00 for the fee in minutes. Of corse still no money came. I did get a phone call from the, so called, supervisor in accounts receivable Linda Tayler that there was a hold on my loan because I was $616.90 short for the insurance policy. After explaining what this Larry Parker guy said, to her it didn\'t matter. So now the very frustrated idiot that I am figures, well your in this far, ok I need the money, even though now it will be a lot less than you wanted. So again like an idiot I send the other $616.90 and another service fee for $58.00 to a, wait this gets good, Davian Guy-Lynch in Waterloo,Ontario Canada. Ok now of course, still no money. I call back, amazing by this time they\'re still talking to me, they must want more of my money! Ok so now I get a hold of the, so called, manager Jason Smith who tells me that because I split my insurance payments that it will cost me in fines of $500.00 before I get my loan. I quit! I demanded him to refund me all of my money. He told me to call back in one week to get a refund confirmation #. I asked him why a week and he said that\'s how long it takes for the refund department to get it in their system. Of course just like everyone else they won\'t talk to me or return my calls. I noticed that when the first scam appeared on the internet about this fake company that they took their websites off of the internet.